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Business Protection

Insure against the unexpected — so your business keeps running, and the right people are looked after, whatever happens.

Business protection is all about insuring for the unexpected — a way of protecting your business if something goes wrong. Here are the main arrangements worth knowing about.

Shareholder Protection

Combines insurance with legal agreements so that, on the death or critical illness of a shareholder, the remaining shareholders can buy the affected shares — keeping the business running while fairly compensating the shareholder’s beneficiaries.

Read the guide

Key Person Insurance

Protects the business against the financial losses that could arise from the death or extended incapacity of an important individual named on the policy.

Read the guide

Partnership Protection

A pre-arranged scheme so surviving partners have the funds to buy out a partner’s share of the business if they die or suffer a specified critical illness.

Read the guide

Relevant Life Plan

A death-in-service benefit taken out by a company on behalf of an employee — a tax-efficient way to provide cover for the people who matter to the business.

Read the guide

Frequently asked questions

Quick answers — and you can always just call us on 0333 011 5550.

Is an initial consultation free?

Yes — the first conversation is free and without obligation.

What is business protection?

Cover that helps a business cope financially if an owner or key person dies or becomes seriously ill — including key person cover, shareholder protection and relevant life cover.

Can you help businesses outside Essex?

Yes — we work with business owners across the UK.

Protect what you’ve built.

A free, no-obligation conversation about safeguarding your business and the people in it.