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Protection
Cover that protects you and the people who depend on you — often for less than you’d expect, and matched to what you actually need.
Cover that protects you and the people who depend on you — often for less than you’d expect, and matched to what you actually need.
The cost of insurance — particularly life cover — has fallen over recent years, while the quality of cover has in many cases increased. So it makes sense to review your cover periodically with a professional adviser. Here’s a look at the main types of protection available.
Unlike life cover, you don’t have to die to benefit — it pays a lump sum if you suffer certain critical illnesses or undergo specified surgery.
Read the guidePays a fixed lump sum if you die within a set term — for example, £150,000 if you die within the next 18 years.
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Pays out whenever death occurs. It costs more than term assurance, but usually carries a surrender value too.
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Rather than a single lump sum, it provides your loved ones with a continuing income if the worst should happen.
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ASU cover helps safeguard your finances and keep things steady through unforeseen challenges.
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Cover that reduces over time to track a decreasing balance — such as a repayment mortgage.
Read the guideQuick answers — and you can always just call us on 0333 011 5550.
No — it's free, with no obligation and no jargon.
Life cover, critical illness cover, income protection and family protection, recommended from across the market.
We're based in Roydon, Essex, and help clients throughout the UK.
A free, no-obligation review of your protection — so you’re paying for the right cover, and nothing you don’t need.