Accident, Sickness & Unemployment (ASU) cover is designed to protect your finances if you're unable to work because of an accident, illness or unexpected redundancy.
What it covers
ASU provides financial support during those difficult periods, helping you keep up with commitments while you're not earning. Understanding exactly what's covered helps you prepare for different situations.
Is it right for you?
Job security
Consider how stable your current employment is, and how a spell of unemployment would affect you.
Health
Think about how the policy would help if illness stopped you working for a time.
Premiums and exclusions
Premiums depend on your occupation, health and the cover you choose. As with any policy, check the exclusions and limits carefully so you know exactly what you're covered for.
Important — please note
This article is general guidance, not personal advice. Cover, terms, limits and exclusions vary between policies and insurers, so always check the policy wording. Premiums depend on your individual circumstances.
For a recommendation based on your own situation, please get in touch.