Independent financial planning · Roydon, Essex · UK-wide Free initial chat · 0333 011 5550
Home  ›  Financial Planning  ›  Mortgages

Mortgages

Whole-of-market mortgage advice — buying, moving, remortgaging or building — sourced to suit your circumstances.

Important

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages, such as commercial buy-to-lets, are not regulated by the FCA.

It’s not just about which mortgage suits your current needs — it’s also which interest-rate options are most likely to suit you. Here’s a look at the various types of mortgage available.

Adverse Credit

Credit history taken a knock? Some lenders offer adverse-credit mortgages — this guide explains what to expect.

Read the guide

Buy to Let

For property investors and landlords letting to tenants rather than living in the property themselves.

Read the guide

First Time Buyers

Buying your first home brings specific needs — and there are mortgages designed just for this.

Read the guide

Flexible Mortgages

Free yourself from the rigid schedule of a traditional 25-year deal. Here’s how a flexible arrangement can help.

Read the guide

Offset Mortgages

Offset a credit balance against your mortgage debt to potentially reduce the interest you pay.

Read the guide

Remortgages

Switch to a better deal with another lender — without moving home.

Read the guide

Self Build

Funds are released in stages as the build progresses, rather than as one lump sum. Here’s how it works.

Read the guide

Frequently asked questions

Quick answers — and you can always just call us on 0333 011 5550.

Do you charge for an initial mortgage chat?

No — your first conversation is free and with no obligation.

Can you help first-time buyers?

Yes — we regularly help first-time buyers through every step, from decision in principle to completion.

How many lenders do you compare?

We search across a wide range of lenders to find a deal that suits you. Your home may be repossessed if you do not keep up repayments on your mortgage.

Talk to Kealy, our mortgage broker.

A free, no-obligation chat about your mortgage — whether you’re buying, moving, remortgaging or building. Book straight into Kealy’s diary.